Hard Money for Real Estate

This list is for all of you no money down real estate investors and Carlton Sheets students. Having a list of funding sources before you get those deals coming in is important. You dont want to be worrying about getting financing for your deals when youre pressed for time on a real estate deal.

Alabama

Diversified Mortgage Group
Contact: Dennis Thomas - 205-437-3685 dennis@hardmoneymortgages.com
Programs: Commercial, Residential, and Land. Classified as a SOFT Hard Money Lender. Rates 12-16%, Up to 70% LTV, Reasonable Fees and Points.
Loan Amounts: $500,000+
Territory: Nationwide
Web Page: www.hardmoneymortgages.com

Arizona

Lafayette Financial
Contact: Wayne or Don Powell - 888-576-6534 Wayne@lafayettefinancial.com
Programs: Equity based loans up to 70% LTV. 1st, 2nd or 3rd lien position, residential/commercial.
Loan Amounts: $15,000 to $500,000
Territory: California, Nevada, Arizona
Web Page: www.lafayettefinancial.com

California

Bayfront Capital Contact: Sammy Hoelscher 214-256-4096 sammy@sammyhoelscher.com
Programs: Single Family Residential
Properties (Terms 6 months to 13 months) Quick closings, no credit to low, 1st time investor OK, we will Cross-Collateralize other real estate, no pre-payment penalties on most residential loans, and we work with brokers and loan officers.
Loan Amounts: Variable
Territory: California / Nationwide
Web Page: www.sammyhoelscher.com

Capital Corporation Contact: Robert Shamblen - 800-880-1968 Loans@Certified-Capital.com
Programs: Quickly arranged loans up to 65% LTV from private sources for land, commercial, income and residential. Established since 1973 and located in the San Francisco Bay Area. Our loans offer lower than usual interest rates (9.5% - 12.0%), reasonable fees and no prepayment penalties. We promise you a fast response to your borrowing needs.
Loan Amounts: $100,000 to $1,500,000
Territory: California
Web Page: www.Certified-Capital.com

Capital Finance Contact: Duke Jones 805-441-2447 capitalfinance@charter.net
Programs: Residential, Land, Subdivisions, Construction, Commercial
Loan Amounts: $30,000 to $3,000,000 Strong Trust Deed Program
Territory: California, Nevada

The Norris Group Contact: Craig Hill or Bruce Norris-909-780-5856 thenorrisgroup@pacbell.net
Programs: Limited qualifying up to 100% of purchase price and repair costs. We've purchased and/or funded on over 1,000 California Homes. We understand your needs.
Loan Amounts: $30,000 to $500,000
Territory: Southern California

Mike Mauerman Investments Contact: Mike Mauerman - 209-577-3498 amauerman@hotmail.com
Programs: We make hard money loans on land, houses, units, small commercial or other unusual property. We make loans based on equity and will make loans that others won't. Our underwriting is fast, fair and in house.
Loan Amounts: $5,000 to $100,000+
Territory: California

Loan Solution, Inc. Contact: Colleen Bigler - 661-251-9075 loansolution@earthlink.net
Programs: 1st TD on commercial real estate and 5+ units
Loan Amounts: $25,000 to $1,000,000
Territory: Southern California

CitiCredit Contact: Amar Walia - 800-935-6266 amarw@iloans.com
Programs: Hard money loans to 70% CLTV
Loan Amounts: $20,000 to $300,000
Territory: California & Nevada

Carnell Investments
Contact: 805-595-9302 gcarnell@slonet.org
Programs: Fast direct funding for all types of real estate nationwide. Private money available for all types of real estate investments. Non-recourse, 1-5 year term interest only payments, Property is primary qualifier.
Loan Amounts: $200,000 to $15,000,000
Territory: Nationwide

Private Investor Loans, Inc. Contact: Max Trescott - 650-967-2500 max@piloans.com
Programs: Commercial, Residential, Churches and Land. Rates 12-16%, no pre-payment penalties.
Loan Amounts: $250,000 to $5,000,000
Territory: Western States, particularly California
Web Page: www.privateinvestorloans.com

Statewide Capital Investments, LLC Contact: George Pugh - 800-460-1890 marketing@statewidellc.com
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina
Web Page: www.statewidellc.com

Colorado

Carbo Investments, Inc. Contact: Bobby Calicchia - 303-693-1462 clikia@aol.com
Programs: Our business motto is "Investors Helping Investors". We provide 30 -180 funding to help investors do more deals. We will finance the purchase and fix-up of pre-owned, manufactured homes and real estate transactions. 70% LTV (After fix-up). 3 points, 5% of Resale price is our fee. You keep the rest. You earned it!
Loan Amounts: $25,000 to $500,000
Territory: Colorado (Pueblo to Fort Collins) and Wyoming (Cheyenne/Torrington areas)

Regatta Capital Limited Contact: Steve Replin - 303-329-3479 SReplin@aol.com
Programs: Our principals have been hard money lenders for over 24 years, making loans throughout the US. Our preferred size is in the $750,000 and under range, and we consider any type of real estate. The loan to value ratio varies by type of property. We can review the collateral and often close within 2 to 3 days of getting the call.
Loan Amounts: Up to $750,000
Territory: Nationwide
Web Page: www.1hardmoney.com

Connecticut

The Funding Solutions, Inc. Contact: Joel Pondelik - 203-327-1200 ext 254 fundingsolution@juno.com
Programs: Private lending for commercial real estate and business development. Short-term bridge and gap financing for distressed and time critical transactions.
Loan Amounts: $200,000 to $20,000,000
Territory: Continental US & Canada; offshore on a case by case basis.

Delaware

Gelt Financial Corporation
Contact: Jack Miller - 215-357-4955 ext 237 JackMiller@Geltfinancial.com
Programs: We finance business owners and investors, we have an investor product where they can borrow the purchase price, closing costs and rehab monies. We are very flexible and speak the same language as investors.
Loan Amounts: Up to $150,000.00
Territory: Pennsylvania, New Jersey, Delaware

Florida

Real Estate Investors Group
Contact: Andy Abraham - 954-608-6774 andrabr9@bellsouth.net
Programs: One year balloons made to investors to rehab single family homes; 65% LTV max.
Loan Amounts: $20,000.00 to $500,000.00
Territory: Florida
Web Page: www.flhardmoneylender.com

Stanley J. Brady
Contact: Stan Brady - 866-729-8900 marker88@bellsouth.net
Programs: Equity and Conventional Lending
Loan Amounts: Up to $1,000,000
Territory: Georgia and Florida
Web Page: www.marker88mortgage.com

Sunvest Corp.
Contact: Michael Morrongiello -707-939-9450 MikeM@sunvestinc.com
Programs: Residential investor acquisition & rehab loans our specialty. We Fund "Hard Money" equity only based loans which focus upon the collateral and character of the person wanting to borrow more so than them "penciling out".
Loan Amounts: ?
Territory: Florida

Statewide Capital Investments, LLC
Contact: George Pugh - 800-460-1890 marketing@statewidellc.com
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina

Georgia

Hawaii

Spectrum Mortgage Contact: Jeffrey Wong - 808-522-5522 jeff@spectrum-mortgage.com
Programs: All residential and commercial lending, including conventional, jumbo, and hard money
Loan Amounts: No loan limit
Territory: Hawaii

Illinois

RehabMoney.com
Contact: Jay Lovett - www.rehabmoney.com
Programs: Deal with the decision maker and beat your competition with quick CASH closings. We will fund up to 100% of the purchase price and rehab expenses.
Loan Amounts: No set limit
Territory: Greater Chicago area, southern Wisconsin
Web Page: www.rehabmoney.com

Statewide Capital Investments, LLC
Contact: George Pugh - 800-460-1890 marketing@statewidellc.com
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina
Web Page: www.statewidellc.com

Indiana

Statewide Capital Investments, LLC
Contact: George Pugh - 800-460-1890 marketing@statewidellc.com
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina
Web Page: www.statewidellc.com

Maryland

Mortgage Bankers, Ltd.
Contact: Robin Snyder - 800-854-9077 Banker7000@aol.com
Programs: Residential/Commercial Refinance/purchase mortgages, A-D credit
Loan Amounts:$10,000 - $300,000,000
Territory: Nationwide
Visit our secure website to apply online at: www.refinancecash.com

Massachusetts

Allcity Finance
Contact: Pete Locke - 781-233-4850 allcity@shore.net
Programs: Loan programs for any type of business or commercial deal that makes economic sense: SBA loans, Hard Money, mortgages, factors, accounts receivable, business finance, etc.
Loan Amounts: $100,000 and up
Territory: Nationwide

American Mortgage Services
Contact: John Renzullo - 781-662-2552 John@AllCreditLoans.com
Programs: Commercial acquisition and development loans; Residential deals on case by case basis.
Loan Amounts: $1,000,000 to $50,000,000
Territory: Nationwide

Michigan

Mortgage Resources
Contact: Robert Rautiola - 800-450-4377 mtgresbr@voyager.net
Programs: Conforming and non-conforming loans for residential and commercial properties. We can finance at the best rates, terms and fees for those with good credit to those who have bankruptcies, foreclosures and repossessions.
Loan Amounts: $10,000 to $3,000,000
Territory: Michigan

Visit Hard Money Land Loans if you live in other states.

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