Hard Money Land Loans
The following are money secrets and tips that everyone should know about. They will get your on the
right track or can be a nice reminder. Here's a listing of lenders that do hard money land loans. Check out some
Best Loan Companies we update this loan company list regularly.
Visit Hard Money for Real
Estate if you live in other states.
Missouri
Statewide Capital Investments, LLC
Contact: George Pugh - 800-460-1890 marketing@statewidellc.com
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our
goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their
expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina
Web Page: www.statewidellc.com
Nevada
Lafayette Financial Contact: Wayne or Don Powell - 888-576-6534 Wayne@lafayettefinancial.com
Programs: Equity based loans up to 70% LTV. 1st, 2nd or 3rd lien position, residential/commercial.
Loan Amounts: $15,000 to $500,000
Territory: California, Nevada, Arizona
Web Page: www.lafayettefinancial.com
CitiCredit
Contact: Amar Walia - 800-935-6266 amarw@iloans.com
Programs: Hard money loans to 70% CLTV
Loan Amounts: $20,000 to $300,000
Territory: California, Nevada
Hard Money Funding
Contact: Mike Newell - 702-736-8282 info@hardmoneyfunding.com
Programs: Fast, Hard Money Bridge Lender. Emphasis on property value - not borrower credit. Commercial,
Residential, Mixed-Use, Construction, Lot Development, Raw Land, Farms/Ranches, Apts., Bankruptcies, Gaming,
Rehabs, Hotel/Motel, Credit Enhancement & more.
Loan Amounts: $100,000.00 and up
Territory: Nationwide
New Jersey
Gelt Financial Corporation
Contact: Jack Miller - 215-357-4955 ext 237 JackMiller@Geltfinancial.com
Programs: We finance business owners and investors, we have an investor product where they can borrow the purchase
price, closing costs and rehab monies. We are very flexible and speak the same language as investors.
Loan Amounts: Up to $150,000.00
Territory: Pennsylvania, New Jersey, Delaware
Alco Financial
Contact: Pete Pryor - 888-558-2526 alcofin@aol.com
Programs: Commercial and Residential Hard to do, stated income, mixed use and investor loans.
Loan Amounts: $50,000 to $750,000
Territory: Pennsylvania and New Jersey
Web Page: www.alcobc.com/financial.html
New York
Met Mortgage
Contact: Paul - 201-866-4800 hardloans@metmtge.com
Programs:Acquisition, Refinance, Equity Recapture, Bankruptcy Discharge, Pending Foreclosure, Poor Credit / Late
Pay, RTC buy out etc. 1 to 3 year term, 14 to 16%. 4 to 10 points depending on property & borrower's credit. 50
to 70% LTV
Loan Amounts: $250,000 to $15,000,000
Territory: Nationwide
HardMoney.Com
www.hardmoney.com
Programs: Creative funding and fast closings for unique and complex real estate opportunities. Please visit our
website www.HardMoney.com for detailed information on our many programs
Territory: Nationwide and International
Creative Financial Corporation
Contact: George Brooks - 212-534-2795 creativefinancial@earthlink.net
Programs: Our specialty is providing hard money for residential and commercial projects. Funds are available for
acquisition,debt and construction. A wide variety of transactions will be considered. Rates: 11-16%, Fees and
Points are reasonable. LTV 70-75%
Loan Amounts: $500,000 and up
Territory: Nationwide
Web Page: www.creativefinancialcorp.com
Gala Resources LLC
Contact: Alan Haberman - 800 372-3393 AlanH@galaresources.com
Programs: We offer unique lines of credit to active investors. We finance Apt buildings,1-4 family, renovation,
construction,rehab,bank buyouts, strip centers,commercial properties. We could evaluate the property and issue a
commitment within 3 days. We have been servicing the real estate community for 25 years.
Loan Amounts: $50,000.00 and up
Territory: Nationwide
North Carolina
Statewide Capital Investments, LLC
Contact: George Pugh - 800-460-1890 marketing@statewidellc.com
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our
goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their
expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina
Web Page: www.statewidellc.com
Ohio
Statewide Capital Investments, LLC
Contact: George Pugh - 800-460-1890 marketing@statewidellc.com
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our
goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their
expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina
Web Page: www.statewidellc.com
Oregon
All Real Estate Loans & Investments Co.
Contact: Barney La Montagne - 541-471-4987 realoans@allrealestateloans.com
Programs: Any type, commercial, construction, income properties, residential, bridge loans 1-10 year terms,
interest 11% and up, 3 points and up, maximum 65% LTV (of ended value).
Loan Amounts: $10,000 to $50,000,000
Territory: OR, WA (under $500K), Nationwide (over $500K)
Fairfield Financial Services, Inc.
Contact: S. Clay Sparkman - 503-351-1756 info@altfunding.com
Programs: Up to 75%LTV on most property types. Rates 10-15%
Loan Amounts: $10K-$5 million
Territory: OR, WA, ID, MT, CO, WY and AK
Web Page: www.privatemoneysource.com
Pennsylvania
Rehab Funding
Contact: Robert Beckman - 610-667-9939 bobbeckman@rehabfunding.com
Programs: 100% of the sale price and repair costs funded (up to 65% ARV). Loan turn around time 2 weeks. No
pre-payment penalties. Proof of funds letters provided. Deferred interest and points plans available.
Loan Amounts: $30,000 to $250,000
Territory: Nationwide
Web Page: www.rehabfunding.com
Gelt Financial Corporation
Contact: Jack Miller - 215-357-4955 ext 237 JackMiller@Geltfinancial.com
Programs: We finance business owners and investors, we have an investor product where they can borrow the purchase
price, closing costs and rehab monies. We are very flexible and speak the same language as investors.
Loan Amounts: Up to $150,000.00
Territory: Pennsylvania, New Jersey, Delaware
Alco Financial
Contact: Pete Pryor - 888-558-2526 alcofin@aol.com
Programs: Commercial and Residential Hard to do, stated income, mixed use and investor loans.
Loan Amounts: $50,000 To $750,000
Territory: Pennsylvania and New Jersey South Carolina
Alford, Marsh & Associates
Contact: Myron Alford -803-939-0980 moneyde836@aol.com
Programs: We have access to the actual DEALMAKERS in THE COMMERCIAL MORTGAGE FINANCING INDUSTRY (Bridge Loans, Hard
Money Loans, Hard-to-Finance Loans, Equity, Acqusition, Refinance, Construction Loans, etc.)
Loan Amounts: $500,0000 to $50,000,000+
(smaller deals considered case by case) Territory: Nationwide
Tennessee
Results Funding
Contact: Craig Raymer - 615-256-1461 email37215@yahoo.com
Programs: Private money loans for residential and commercial properties up to 100% LTV.
Loan Amounts: $100,000 to $500,000,000
Territory: Nationwide
Texas
Managed Mortgage Investment Fund LP
Contact: Don Konipol 832-577-8838 dkonipol@yahoo.com
Programs: Hard money lender for commercial and residential properties. No credit check, asset based loans on
apartments, single family, office buildings, shopping centers, warehouse, mixed use, triple net properties. Up to
65% LTV, 100% of purchase price. Purchase, rehab, equity cash out.
Loan Amounts: $50,000 - $750,000
Territory: Texas
Prestige Mortgage Services
Contact: John Stewart - 214-343-8707 Voice: (214) 452-9938 Fax: (775) 310-7739 PrestigeDallas@Cs.com
Offering 100% Commercial Real Estate Development and Acquisition Loans as well as 100% Financing for Residential
Construction Developments.
Territory: National and International requests reviewed.Min Loan amounts are $10 million (USD) and up. Working with
active investors on Residential, Apartment Houses, Construction or Renovation Projects, Commercial, Office
Buildings, Foreclosures & Bank Workouts, Mixed Use, Strip Centers. Min Loan amounts are $1 million (USD) and
up.
Territory: Nationwide
We also offer loans for active investors purchasing 1-4 family houses, and New Home Interim Construction and
Permanent Financing.
Min Loan Amounts: $75,000 and up. Territory: Nationwide
Purchase Rehab Loans for Residential and Commercial requests of $75,000 and up in Texas ONLY.
Territory: Texas ONLY
Please Note: Do not start off by phoning us. Due to our volume of business, we are hard to reach
right away by phone. Even if you do make contact, without having emailed us with your proposal, you will be wasting
your time. We want to see some written details from serious and experienced Real Estate Investors that are ready
and willing to move forward before we provide you any quote or really show interest in your loan request.
Web Page: Prestige
Web Page: Investor Loans
Email: PrestigeDallas@Cs.com
Ready Mortgage Corp.
Contact: Craig Pettit - 972-889-7323 c-pettit@readymort.com
Programs: 100% financing including rehab costs on single family residential properties. Loans up to 60% of
after-repaired-value. Quick closings! BAD credit.
Loan Amounts: No set limits
Territory: Nationwide
Web Page: www.readymort.com
Statewide Capital Investments, LLC
Contact: George Pugh - 800-460-1890 marketing@statewidellc.com
Programs: An established, nationwide lender to investors who purchase, rehab, and sell single-family homes. Our
goal is to simplify the borrowing process and provide the investor with a level of service commensurate with their
expectations.
Loan Amounts: No set limit
Territory: Texas, Ohio, Florida, California, Indiana, Illinois, Missouri, North Carolina
Web Page: www.statewidellc.com
Spectrum Lenders, LLC
Contact: 281-493-3977 spectra@dotplanet.com
Programs: Conventional Commercial and Hard Money Loans - Bridge, Equity/Debt Properties - Income Producing;
Acquisitions, Refinance, Cash-Out.
Loan Amounts: From $500,000
Territory: Nationwide
Utah
All Star Financial
Contact: Mark Kemp - 801-205-7915 Utahinvestor@yahoo.com
Programs: All types of loans, No Qualify, Equity Required. This is hard money. Most loans will be 18% Interest plus
points.
Loan Amounts: $10,000 to $5 Million
Territory: Utah
Washington
Fairfield Financial Services, Inc
Contact: S. Clay Sparkman 503-348-7011 info@altfunding.com
Programs: Most Property types, including Commercial, Residential, and Land. Rates typically 12-15%, Up to 75%
LTV.
Loan Amounts: $50,000 - $3,000,000
Territory: Oregon, Washington, Idaho, Montana, Wyoming, Colorado and Alaska
Web Page: www.privatemoneysource.com
Pacific Coast Investment Company
Contact: Ray Salgado - 206-579-5944 rays@pacificcoastinvestment.com
Programs: commercial, residential, income producing, 1-5 yr term interest payments only, 13-15% 5 points, up to 65%
LTV
Loan Amounts: $300,000 to $10,000,000
Territory: Nationwide
All Real Estate Loans & Investments Co.
Contact: Barney La Montagne - 541-471-4987 realoans@allrealestateloans.com
Programs: Any type, commercial, construction, income properties, residential, bridge loans 1-10 year terms,
interest 11% and up, 3 points and up, maximum 65% LTV
Loan Amounts: $10,000 to $50,000,000
Territory: OR, WA (under $500K), Nationwide (over $500K)
Avatar Financial Group, LLC
Contact: Gillian Muessig, TR Hazelrigg or Jerry Zevenbergen - 1-888-886-0097 gillian@avatarfinancial.com
Programs: commercial, residential, income producing, 1-5 yr term interest payments only, 11-15% 3-5 points, up to
65% LTV
Loan Amounts: $500,000 to $10,000,000+
Territory: Nationwide
Web Site: www.avatarfinancial.com
Wisconsin
RehabMoney.com
Contact: Jay Lovett - www.rehabmoney.com
Programs: Deal with the decision maker and beat your competition with quick CASH closings. We will fund up to 100%
of the purchase price and rehab expenses.
Loan Amounts: No set limit
Territory: Greater Chicago area, southern Wisconsin and northern Indiana
Web Page: www.rehabmoney.com
Wyoming
Carbo Investments, Inc.
Contact: Bobby Calicchia - 303-693-1462 clikia@aol.com
Programs: Our business motto is "Investors Helping Investors". We provide 30 -180 funding to help investors do more
deals. We will finance the purchase and fix-up of pre-owned, manufactured homes and real estate transactions. 70%
LTV (After fix-up). 3 points, 5% of Resale price is our fee. You keep the rest. You earned it!
Loan Amounts: $25,000 to $500,000
Territory: Colorado (Pueblo to Fort Collins) and Wyoming (Cheyenne/Torrington areas)
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